Helping teenagers navigate their financial future.
North Star combines storytelling, gamification, and real-life simulations to equip young people with the financial skills, decision-making ability, and confidence they need to thrive in an increasingly complex world.
Money skills shouldn't depend on the postcode you grew up in.
In the Netherlands, the teenagers who most need financial education are the least likely to get it. The result is a widening gap in confidence, opportunity and long-term wellbeing.
Not mandatory
Financial education isn't required
Financial literacy is not part of the mandatory Dutch curriculum, leaving most teenagers to learn money skills on their own.
19.2%
Below baseline proficiency
Nearly one in five Dutch students does not reach the baseline level of financial literacy measured by international benchmarks.
~40% gap
Vocational students score lower
Students in vocational tracks score almost 40% lower than peers in pre-university education — a gap that compounds for life.
Disproportionate
Vulnerable youth are hit hardest
Newcomer, refugee and lower-income teenagers face the steepest barriers to building money confidence and independence.
A financial literacy platform teenagers actually want to use.
North Star combines gamified simulations, story-based scenarios and reflection so students don't just read about money — they practice making decisions with it.
Built like a game, designed like a curriculum
- Gamified platform from basics to advanced skills
- Aligned with Dutch & EU financial-literacy standards
- Teacher-guided classroom model
Made for every teenager — including newcomers
- Designed for multilingual teenagers
- Adapted to different learning levels
- Supports newcomer student inclusion
Concepts that feel close to real life
- Simple, relatable financial concepts
- Language-friendly learning experience
- Student-centered, decision-led approach
Where financial education meets behavioural design.
Most financial literacy programs explain. North Star lets teenagers experience, decide and reflect — the way humans actually learn.
Unique learning model
Storytelling, gamified play and real-life decision-making woven into a single, coherent journey.
Gamified simulation
Students don't just read theory — they practice choices, see consequences and adjust their thinking.
Holistic model
Integrates knowledge, behavior and confidence so financial skills actually stick beyond the classroom.
Behavioral economics
Builds financial habits, emotional awareness and smarter long-term decisions, grounded in evidence.
The only platform that brings it all together.
A snapshot of how North Star compares with the financial-literacy tools available to Dutch classrooms today.
| Feature | Typical NL programs | Banking-led tools | North Star |
|---|---|---|---|
| Interactive platform | |||
| Story-based learning | |||
| Gamified approach | |||
| Behavioural economics | |||
| Newcomer inclusion | |||
| Reflection integrated |
Measurable outcomes for students, schools and society.
We design every module against clear targets — so partners can see what changes for the teenagers they serve.
Financial confidence
Teens move from anxiety around money to clarity about choices.
Better decision-making
Reflection loops turn impulse into intention.
Social inclusion
Newcomer students participate, contribute and belong.
Future employability
Stronger financial fluency in interviews and first jobs.
Financial independence
Habits that compound long after the last class.